01 · Product Suite
Four businesses
one account
Earn, Loan, Spend, Convert — each business line unlocks greater benefits by your VIP tier, with all data flowing into one unified system.
01 · EarnEarn | Interest calculated hourly, compounded on the hour. Flexible savings at 7.15% APY and fixed-term up to 10.12% APY, covering a range of major cryptocurrencies. | Max APR10.12% | View |
02 · BorrowLoan | Keep your crypto, unlock cash flow. Borrow USDT against BTC / ETH at up to 70% LTV — stay exposed to the upside, with no fixed repayment date. | Min Rate2.88% | View |
03 · SpendSpend | The HashWhale Visa Card seamlessly converts your stablecoins into local currency for spending at over 150 million Visa acceptance locations worldwide. USDT is debited instantly — spend your yield as you earn it, with up to 1.00% cashback at VIP 9. | Max Cashback1.00% | View |
04 · ConvertConvert | Zero slippage, zero fees. Swap major coins in seconds, directly linked across your Earn, Funding, and Loan accounts. | Fees0.00% | View |
02 · VIP Program
Start at VIP 0
VIP 9 sail to
Level up by hitting either the AUM or team-size target.
Tier
V0
20%
Max Card Rebate
Tier
V1
25%
Max Card Rebate
Tier
V2
30%
Max Card Rebate
Tier
V3
35%
Max Card Rebate
Tier
V4
40%
Max Card Rebate
Tier
V5
45%
Max Card Rebate
Tier
V6
50%
Max Card Rebate
Tier
V7
55%
Max Card Rebate
Tier
V8
60%
Max Card Rebate
Tier
V9
70%
Max Card Rebate
Download now to start mining.
Download now to start mining.
Scan to DownloadiOS & Android
App Store
Google Play
Android

